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2BR/1BA Single Family House |
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offered at $115,000 |
| Year Built |
1949 |
| Sq Footage |
900 |
| Bedrooms |
2 |
| Bathrooms |
1 full, 0 partial |
| Floors |
1 |
| Parking |
3 |
| Lot
Size |
0.34 acres |
| HOA/Maint |
$0 per month |
DESCRIPTION
Unbelieveable location on the edge of the village sits this very well maintained village ranch with town water, 2-3 bedrooms, 1 bath , living rom with fireplace, newer oil furnace , basement, kitchen , seperate dining . Single story home with level piece of land where you can walk to stores, worship , other amentities doesn't get any better then this especially when you find that it is surrounded with all of the activities that draws one to live or own a vacation home in the gateway to NH's White Mountains: 15 minutes to major ski resorts, snowmobile trails, hiking biking, camping, fishing, ..... Call today and do not miss this outstanding buy. 603-726-8642 King Realty or www.kingrealtynh.com for a virtual tour
Below information is provide as example so that buyers can determine if this house meets their financial housing budget-THIS IS NOT AN OFFER TO FINANCE BY KING REALTY : BELOW ARE POSSIBLE RATES AND PROGRAMS AVAILABLE TO A BUYER IN PRESENT LENDING MARKET .
This home might qualify for Rural Housing with as much as 100% financing depending on sellers willingness to pay closing costs, County you live in ,your household(Family or people that live with you ) size& income(income limits are based on county in which the property is located and family size) and credit(600 or higher scores). Interest rates for rural housing program will also depend on your income as to what program within Rural Housing(DIRECT OR THROUGH A BANK/MORTGAGE COMPANY)
Example of what you might expect to pay for this property with 1% downpayment:
The following calculations are based on a purchase price of $149,900 with a down payment of 1% of the purchase price (1,499.00) . Principal loan amount of $ 148,401.00 at 6.5% interest based on 30 Year mortgage, current taxes of $1,600 and an estimated insurance of $500.00 per year .
Monthly principal and interest $937.99
Monthly Real Estate taxes $133.33
Monthly Insurance $ 41.67
Loan to value ratio 99.00%
Monthly PMI $ 61.83
HOW MUCH WILL I HAVE TO PAY? Total monthly payments $1174.82
THE ABOVE IS BASED ON NH FINANCE ASSOCIATION PROGRAM requirements of 1% down . If you qualify for RURAL HOUSING your downpayment if sellers are willing to contribute closing costs could be as little as zero . Actual monthly payments for this program as it is 100% might be slightly higher then above or they could be well below . Interest rates for Rural housing will vary depending on your monthly income, county in which you live and the size of your household (family or those who live with you )as the interest rates for rural housing are a sliding scale .
LASTLY IF YOU QUALIFY AS A FIRST TIME HOME BUYER (YOU HAVE NOT OWNED A HOME IN THE LAST 3 YEARS AND YOUR INCOME IS 75,000 OR LESS FOR SINGLE PURCHASOR OR 150,000 FOR A COUPLE*) YOU WILL LIKELY QUALIFY FOR THE FEDERAL GOVERNMENT STIMULUS GRANT OF 8,000 BACK WHEN YOU DO YOUR IRS TAXES NEXT . * If you make more money then above , you might still qualify for a smaller amount
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Central heat
