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2BR/1.5BA Single Family House |
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offered at $139,900 |
| Year Built |
1953 |
| Sq Footage |
1,200 |
| Bedrooms |
2 |
| Bathrooms |
1 full, 1 partial |
| Floors |
2 |
| Parking |
1 Car garage |
| Lot
Size |
0.5 acres |
| HOA/Maint |
$0 per month |
DESCRIPTION
When you add a 10,000 price reduction making this home only 139,900 to the 6,000 the sellers will give the buyer back for closing costs, renovations they might want to make and or any other that they wish and it the buyer is a first time home buyer the possible 8,000 fromt he federal govermnment in tax credits and the low interest rates , time to move is the right thing to say!This home appears to be small when you look at it from the street but small is not what you see when you walk inside. Owners took care of all the major systems including roof, septic, boiler, sills and much more . All that is left is to add your personal taste and kitchen appliances and you are HOME . Within the last 10 years or less they have replaced the main roof , the boiler heating system and the leach drywell fo for the septic . It has town water so now you have it all the major systems of the house have been tackled. Huge kitchen has room for the large farmers table if you want it is so big. All it needs now is your taste added and new appliances . , living room is solid but could use your ideas in this 2 room open but separate has a gas woodstove for ambiance . 2 huge bedrooms and a bath and a half , 1 car garage, 0.5 of an acre that is 100% usable and flat. other out buildings need some attention or dismantling (your choice). Wow this is a great buy for only $139,9000.. Walk to all that the lower village has to offer. for virtual tour and other information go to www.kingrealtynh.com or call us today 603-726-8642
Seller will pay 4,000 in incentives of buyers choice.
Seller incentives and finance possibilities :
Seller will give buyer a $2,000 allowance to purchase kitchen appliance
Seller of this property is willing (with full priced offer) to pay up to 3% of the purchase price towards buyers closing costs in order to help buyer with cost to purchase. This incentive is offered regardless if the buyers are a first time home buyer , vacation home buyer or any other type.
Below information is provide as example so that buyers can determine if this house meets their financial housing budget-THIS IS NOT AN OFFER TO FINANCE BY KING REALTY : BELOW ARE POSSIBLE RATES AND PROGRAMS AVAILABLE TO A BUYER IN PRESENT LENDING MARKET .
This home might qualify for Rural Housing with as much as 100% financing depending on sellers willingness to pay closing costs, County you live in ,your household(Family or people that live with you ) size& income(income limits are based on county in which the property is located and family size) and credit(600 or higher scores). Interest rates for rural housing program will also depend on your income as to what program within Rural Housing(DIRECT OR THROUGH A BANK/MORTGAGE COMPANY)
Example of what you might expect to pay for this property with 1% downpayment:
The following calculations are based on a purchase price of $149,900 with a down payment of 1% of the purchase price (1,499.00) . Principal loan amount of $ 148,401.00 at 6.5% interest based on 30 Year mortgage, current taxes of $1,600 and an estimated insurance of $500.00 per year . The Seller of this property will be willing to contribute up to 3% of the purchase price towards the buyers closing costs
Monthly principal and interest $937.99
Monthly Real Estate taxes $174.50
Monthly Insurance $ 41.67
Loan to value ratio 99.00%
Monthly PMI $ 61.83
HOW MUCH WILL I HAVE TO PAY? Total monthly payments $1215.99
THE ABOVE IS BASED ON NH FINANCE ASSOCIATION PROGRAM requirements of 1% down . If you qualify for RURAL HOUSING your downpayment if sellers are willing to contribute closing costs could be as little as zero . Actual monthly payments for this program as it is 100% might be slightly higher then above or they could be well below . Interest rates for Rural housing will vary depending on your monthly income, county in which you live and the size of your household (family or those who live with you )as the interest rates for rural housing are a sliding scale .
LASTLY IF YOU QUALIFY AS A FIRST TIME HOME BUYER (YOU HAVE NOT OWNED A HOME IN THE LAST 3 YEARS AND YOUR INCOME IS 75,000 OR LESS FOR SINGLE PURCHASOR OR 150,000 FOR A COUPLE*) YOU WILL LIKELY QUALIFY FOR THE FEDERAL GOVERNMENT STIMULUS GRANT OF 8,000 BACK WHEN YOU DO YOUR IRS TAXES NEXT . * If you make more money then above , you might still qualify for a smaller amount.
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Hardwood floor
